As these six graphs show, bank market share has changed dramatically between 1994 and 2018 as giant banks have come to dominate the banking sector.…...
In 2018, community-based financial institutions made 52 percent of all small business loans, even though they controlled only 16 percent of banking assets.… Read More
In the past decades, both total bank assets and total deposits have concentrated at the giant banks, those with over $100.2 billion in assets.… Read...
Small and mid-sized financial institutions devote a greater share of their assets to small business lending than big banks.… Read More
In Fortune, we detail the growing cashless retail trend, steps cities and states are taking to regulate it, and the ultimate effect monopoly credit card companies like...
What if your savings account could be put to use enabling clean energy investments from insulation to solar to electric vehicles? Starting this summer it...
The dominance of Visa, along with Mastercard and the big banks that issue most credit cards, comes with high costs for small business owners and...
A report published by ILSR is recognized as “Best Antitrust and Small Business Article” as part of the annual Jerry S. Cohen Award for Antitrust...
Fast-improving technology and growing consumer interest continue to put momentum behind the clean energy transition. Unlike utilities and other industry players that have largely ignored...
Small businesses have been in steep decline. In this report, we argue that anticompetitive behavior by large, dominant corporations is largely to blame and present...
A new tool called Bank Local, which was developed with input from ILSR and other experts, makes it easier to assess the impact that banks...
North Dakota has a different kind of banking sector than the rest of the country does, with six times as many locally owned financial institutions...
In a 2016 campaign season already dominated by candidates’ pursuit of Wall Street donations, how to regulate the banking sector remains one of the most...
Thanks in large part to the Bank of North Dakota, community banks and credit unions are much more robust in North Dakota than in other...
The precipitous decline in the number of community banks in recent years is a national crisis, and there’s a fierce debate underway right now about...